Opolis Reinsurance Bonds

Token Symbol: opusIAUSD

Opolis, a community revolutionizing employment and benefits, is bringing health insurance on-chain— replacing bloated intermediaries with lower premiums, better coverage, and efficient administration; starting with crypto-native yield through Reinsurance Bonds.

Opus I is the first in a series of bonds underwriting health insurance plans, built by Opolis.

The Opus Series I receipt token represents a 6-month AUSD bond deposit, earning a blended 40% APY through stablecoin and insurance underwriting profits, claimable at maturity.

Vault Details

  • Vault Name: Opus Series I

  • Deposit asset: AUSD

  • Receipt token: opusIAUSD

  • APY: 40% (approximately 20% ROI)

  • Bond Duration: 6 months

  • Deposit Period: 7/22 - 7/31

  • Maturity Date: 1/31/2025

  • Vault Contract - 0xccA2AF7EC2E0B55d9cb1D9D36E542a1085e82EA5

  • URL: https://app.renzoprotocol.com/opusiausd

Opolis 2.0 replaces opaque reinsurance with on-chain, time-based restaking bonds:

How This Strategy works

  • Restakers lock AUSD for fixed terms (generally 6-12 months) at variable APYs (15–60%), collateralizing and securing the insurance pool with various risk-profiled bonds.

  • Health Insurance Subscribers (Opolis Members) pay premiums into a smart-contract pool; claims up to ~65% of premiums are covered directly from these premium dollars.

  • If claims exceed that buffer, Opolis would initially draw on bond yields, followed by sequentially slashing deposits from the various risk-tiered vaults and redistributing the principal and subsequent yield as time progresses, with future premiums covering claims to anticipated funding levels.

  • This structure ensures predictable security for the AVS, transparent profit sharing to all participants, and a robust, community-centric reinsurance layer in the RealFi ecosystem.

  • Rewards are auto-compounded and the receipt token increases in value for the duration of the bond

    • For initial launch, rewards will be auto-compounded to the receipt token at maturity.

    • For subsequent bonds, rewards will be auto-compounded into the receipt token on a weekly basis.

Deposits

  • Visit https://app.renzoprotocol.com/opusiausd

  • Click Connect Wallet to link your Ethereum wallet.

  • Enter the amount of AUSD token that you would like to deposit. You can click MAX to enter the maximum tokens available in your wallet.

  • Confirm the amount and proceed to deposit.

  • Approve and confirm the transaction on your wallet.

Once the deposit is successful, you receive opusIAUSD token, representing your bonded AUSD amount.

Withdrawals

For this vault, withdrawals are only enabled at bond maturity.

  • Visit https://app.renzoprotocol.com/opusiausd

  • Switch between deposit and withdraw functions by clicking the swap arrow button in the center of the dialog box.

  • Redeem your bonded tokens (MAX) + yield.

  • Confirm the amount and proceed to deposit.

  • Approve and confirm the transaction on your wallet.

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